Respectfully, two things:

1. Biden has done something to reduce housing prices, which was my point. It’s a whole different argument to say he hasn’t done enough or has done the wrong things - fine, I was just saying it’s unfair to say he has done nothing to help.
2. Zoning and loan structure isn’t nearly the problem that wealth inequality is. Tax the fuck out of the upper income brackets, and put it in the hands of consumers to spend and drive the economy and buy fucking houses.