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How the hell did this person get financing in the first place?
They probably signed a contract stating they’d pay it in American dollars, governed under American law. Oops!
Similar to what happened in the 2008 housing bubble, companies have been giving car loans to people they know probably can’t afford it because they know they’ll probably get the car back again pretty soon, and the person will still be on the hook for the portion they owe for the time they had the car. Plus interest.
Meanwhile, they sent a note stating the forms of payment they will accept… but he ignored that