Encrypt-Keeper

Those guys are a couple of hackfrauds

3-10 times a day. Double that for spam texts

2FAS

It is very much still a thing and the contracts still exist in some form, specifically phone financing and locking. If you finance a cellphone from Tmobile, it will be locked to Tmobile until you’ve paid for the phone in full, which is usually over two years of payments. This is why carriers offer deals on phones purchased through them, and have those upgrade-every-year type plans. The contract has just switched from the phone service, to the phone itself. This is also why if you walk into any carrier’s store, they’ll try and convince you to trade in your perfectly good paid-for device for the next years model with a decent trade in value, but only if you finance the new phone.