Apologies for appearing insensitive, but this sentence is hilarious.

“It was going to be a nice day with the family,” she continued. “It was a bad day.”

Here is a video demonstration. Snapshots contain window that is in focus not the whole desktop and for exclusions I assume it would just base it on process name + additional parameters (private browser windows have same process name so must be something additional). You can also add websites for exclusions. Here is an article that lists other things that are not being captured like DRM protected content and one time WhatsApp images.

Also from support article:

In two specific scenarios, Recall will capture snapshots that include InPrivate windows, blocked apps, and blocked websites. If Recall gets launched, or the Now option is selected in Recall, then a snapshot is taken even when InPrivate windows, blocked apps, and blocked websites are displayed. However, these snapshots are not saved by Recall. If you choose to send the information from this snaps

True that Recall collects more than Signal, but copying actual files, browser session cookies / passwords, mailbox content if desktop mail client is used makes more sense if you have access to device. Recall is also not supposed to collect data from private sessions from popular web browsers. I assume for that it uses some hard coded list of exceptions with an option to add your own.

Both should have protected that kind of data with additional safeguards so that merely copying that data without authentication would have no value.

Could not find much info about that claim, but context probably was that data is not possible to be accessed without compromising device, e.g., not possible to get info over network or by compromising some central location on remote server because there is none and all that data is stored locally.

Windows Recall had the same issue with data storage. Interesting difference between both comment sections, there it was a bit more aggressive.

And customers. Almost everyone prefers to consume media in a simple way and that is streaming. Almost no one will go back to physical media. If streaming becomes absolutely unbearable, people would turn to digital downloads.

If I understand it correctly this behavior happens only for newly deployed computers if you sign in with Microsoft account so there are no unexpected uploads to OneDrive, only downloads of your existing files if you used this feature before.

Although once you start saving files you might not realise files are being saved to also OneDrive. All in all it is a weird and dumb change, that popup where you are prompted if you want to enable known folder move was perfectly fine.

This stopped working about 1 month ago. OOBE\BYPASSNRO method can be used to create local account.

Makes sense and probably all companies that do regional pricing have a rule for this, Steam explicitly states to not do this as well

You agree that you will not use IP proxying or other methods to disguise the place of your residence, whether to circumvent geographical restrictions on game content, to order or purchase at pricing not applicable to your geography, or for any other purpose. If you do this, Valve may terminate your access to your Account.