Recently read an ELI5 of the digital euro and was pleasantly surprised. If it works as designed, you can perform offline payments from one device to another, which sounds like your use case. No central servers, no blockchain.
datendefekt
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Cake day: February 28th, 2021
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1·5 months agoAnd nothing of value was lost…
1·5 months agoAll of that and Custom DNS? Sounds like a pet project with scope issues.
I don’t know how the technical implementation will work, but here is a post I found.
The idea is that you transfer money from the bank to your device, just like withdrawing cash from an ATM. Transferring money from one wallet to another should be able to be offline.
It seems like privacy is a priority, if only to satisfy privacy groups and improve acceptance.