Yes, Taler by design allows identifiction of the receiver.

It does not reveal the sender.

It allows you to create and arbitrate your own tokens and to create your own “bank”.

Here’s a Video doing a good job at explaining it jn detail.

I have three things to say:

1. Everyone, please make sure you’ve set up sound disk encryption
2. That’s not a suprise (for me at least)
3. It’s not much different on mobile (db is unecrypted) - check out molly (signal fork) if you want to encrypt it. However encrypted db means no messages until you decrypt it.