What does it even mean “one less account to track?” The money is still coming from a bank account, if you track the money in your account you would still have to account for a check, and it would be even worse if the check isn’t cashed right away.
Is it that you don’t have the monthly credit card bill if you send a check? But you’re spending the same amount of money regardless, checks are more like one-off credit card transactions, that don’t confirm payment like a credit card does. Checks are worse for the payment-neurotic. That’s maybe an argument for debit cards, it’s not an argument for checks.
I’m almost 50 years old and I’ve never used a check in my entire life.
What is this old timey bullshit? Why not a burlap sack of fucking pieces of eight?
Americans once again making shit more complicated than it needs to be. Most of the world has moved on from cheques to wire transfers, deposits, etc. all done through online banking.
Every transaction is tracked and accounted for. No need for this bullshit.
I’m American, and all of this stuff happens automatically and digitally after I set up any new account. I’m not sure how writing a check would be easier.
Some banks still offer the transitional system I remember where they do it on your behalf, so once you have all your payees, you can go in every month and put in the amounts for each bill, and they mail a check from the bank to each place.
Why is everyone calling them checks? Are we all talking about cheques? I am confused.
It’s just the American spelling.
I am french, I use cheques , I also use wire transfers and many other bank option but I hope more place would accept my cheque. Also cheque transaction are tracjed and accounted just like others.
Because online bank accounts never get hacked, and old demented folks never fall for phishing emails… right?
I mean… The account exists if you log into it or not. You still need to keep track of it so that you’re paying into the correct account, and so that you know how much to pay.
Only you now have to talk to a person if you need to check or change anything.
Not the account for the random hotel or restaurant. “Pay with the O’Burger app!” “Collect 425 SkyPoints with a Platinum Membership!”
You don’t need an online account to buy food at a grocery, but if you had one I guarantee they’d spam the heck out of you, alongside whatever else they might do with your data.
I’m old school, if I want to buy something, I go to the store with the ability to essentially examine the item, pay for it in cash and go home. Crating an account and paying with the card, with which also the bank knows what I had bought? WTF, capitalism surveillance shit.
The postal service has recently been a victim of a lot of theft targeting checks. People are willing to rob postal workers at gunpoint for their box key. Then, thieves sift through all the letters for a chance of finding a check.
Worse, they have ways of “washing” the check to turn it into a blank check, and reuse it with a new amount and recipient.
…Does anyone have data on how many people still use checks?
My old appt charged a $17 fee for paying online, check is free. We still wrote checks until recently.
If it’s any indication… the last time I ordered checks their website was littered with nuisance upsell popups that significantly hindered that task (felt kinda like Indiana Jones navigating booby traps), so I think the “check industry” (if that is a thing?) is getting desperate.
Password Manager
There will be lots of a useless accounts you have to make in life. Scale yourself. Many such accounts will not be optional. At least this one provides you with some value.
Hard why not both? You should use a password manager & create less accounts on platforms or sharing your phone/email if you can help it.
Sure, in general yes. But in reference to the comment, writing a check they would already have my name address and some reference to my bank account details even without the online account, which implies a high degree of trust.
If I need an account to read an article on a website? Then I’m not interested in reading your article.
A check has your checking account number on it. Please don’t write checks. Use cash.
Cash has a globally unique identifiable number on it for tracing. Please use the barter system.
yeah hold on let me just barter with my convience store for some food
Your digestive system can remove the number
