• FlashMobOfOne@lemmy.world
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    4 months ago

    Man, I hate identity politics. It really has been an extremely useful tool to get the wealthy to divide us so that we won’t care about our own deliberate impoverishment.

    At the same time, whenever someone is mean to my trans homies I want to punch them in the throat.

    • Rose Thorne@lemm.ee
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      4 months ago

      I’ve grown fond of “Don’t give a fuck if you don’t like me, we have to exist on this marble together, so how about we work to make it better”.

      We’re all in the shit together, but if they wanna make it smell worse, they deserve the punch.

      • acosmichippo@lemmy.world
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        4 months ago

        they love to fly the “don’t tread on me” flags but haven’t figured out that applies to other people too.

        • TTH4P@lemm.ee
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          4 months ago

          Limiting the ability to tread on others IS treading on them! …to them

        • gamermanh@lemmy.dbzer0.com
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          4 months ago

          they love to fly the “don’t tread on me”

          Sir, please be respectful of the flag and use its’ proper name:

          No Step on Snek

      • FlashMobOfOne@lemmy.world
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        4 months ago

        Agreed.

        I just wish we could get people to care as much about the wages they’re being paid as they do about people using slurs.

  • CaptPretentious@lemmy.world
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    4 months ago

    My plan is either soon the lotto or die before retirement. Now, I’ve been in a corporate job for nearly 2 decades, putting money in a 401k and Roth IRA. But given the rate that the value of the dollar is just tanking and the cost of everything is skyrocketing, I honestly figure everything I saved will be worthless. I’ve had my AC off for months at this point, turned it off towards the end of winter early spring. The electric company is telling me that I’m at best on par with some of my neighbors with other neighbors using less than half. Insurance for the car is going up. I love when I ask about why are my rates so high, they blame other drivers and somehow that’s my problem. In 2017 my bill was $335. 7 years later it’s up to $634. Same vehicle, no accidents. $100 for groceries does not go very far anymore. I’m pretty sure there was a picture on Lemmy just the other day showing someone with a receipt buying the same stuff and it was like three times more now than it was just a few years ago.

    Use one of those inflation calculators and between 2010 and 2024 we’re at 44%.

    I still have more than two decades to go before my supposed retirement date. And I have no faith in our economy.

    • Semperverus@lemmy.world
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      4 months ago

      I feel like those calculators are lying or intentionally ignoring things, because just from 2020 to 2024 alone, products have gone up by 2.5x their original cost alone. The only things that somehow havent are the subsidized products like milk and gas (still around $4 per gallon somehow, and it used to be $2.50 for milk before 2020)

  • MystikIncarnate@lemmy.ca
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    4 months ago

    I would have some choice words for my past self if given an opportunity to say anything to them.

    Buy stock in Apple, and pick up any stock you can in an little startup called Tesla when it is founded.

    That Bitcoin thing that will come along? Yeah, it’s dumb, just mine a couple of Bitcoin for the fun of it, put it in a safe place and document everything you need to know to access it, then forget about it for about a decade.

    Houses, they’re expensive right? Ha. Ok. Buy one anyways. Like, as soon as you can. Just do it.

    Don’t buy that, or that, or that, or that, or that either. It will only lead you down a path towards lifelong debt. Just don’t do it man.

    Oh, and the girl isn’t worth it, stay living at home for a while longer, don’t get kicked out because of some broad. Dump her, and go spend your money on a house.

    Go play this Geo game in (nearby city), you’ll meet an awesome girl you’ll want to marry, on that app. Just trust me on that one.

  • PolandIsAStateOfMind@lemmy.ml
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    4 months ago

    In the face of crisis, planning for retirement is incredibly bad advice since crisises tend to wipe out savings.

    It should be more like: organize, radicalize, politicize and arm an labour union

  • BallsandBayonets@lemmings.world
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    4 months ago

    Joke’s on future (or is it present?) you. The only way to be financially ready for retirement is to start saving before you were born.

    • Chakravanti@lemmy.ml
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      4 months ago

      Only on bisq.network via a Monero swap for some pricy “donation” torrent site once in a while. Like I’m some stupid sucker who gonna broadcast my financial status to everyone, everywhere, for all the future.

      facepalm

  • Cowbee@lemmy.ml
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    4 months ago

    Try to budget as best you can, and contribute what you can afford, if anything, to broad, market-cap weighted index funds that focus on the entire global economy, not just the US.